Karma (SANKRIT; Hindu/Buddhist origin)- 1. a. The totality of a person's actions and conduct during successive incarnations, regarded as casually influcing his or her destiny.
b. The law or principle through which such influence is believed to operate.
2. Fate or destiny resulting from one's previous actions.
"Don't do that, or you will have bad karma." Viewing karma as another form of correcting sin with forgiveness. Karma is nor good or bad. It's not an immediate microwaveable dish that is still served cold. Karma is not instant & doesn't take place in the same life time as it is created. The life one live, their social class, home country & family are all connected in the Divine organism of the Universe. That also can be correlated to fate.
Fate- The suppose force, principle or power that predetermines events.
One's fate is the allowing of giving their power over to a supernatural being and trusting the outcome of the individual will work in their favor. Fate is actively controlling the life one chooses to live and the life one settles for. Fate is not free-will.
Free will - The ability or discretion to choose; free.
Free-will is the acknowledgement of the fate, the karma that was given at birth and taking the initiative to change the outcome and/or situation. Free-will is taking responsibility for ones actions at all possible detriments & not placing blame on life's oceanic currents (fate). Even when the individual is given a curve ball, it is not the final outcome (karma).
"It is what it is."
Eden Marquis, The High Priestess